Life is a matter of Birth and Death. One who comes will go one day. For his reason people get themselves ensured so that when something happens to them there should enough financial support to cater the needs of the rest of family. Also in case of accidents or burglaries one needs a financial back up to reimburse what he or she loses. With rapidly increasing threats on life and so many diseases on surely needs to give a valuable thought on getting insured.

None the less this article is a briefing for the readers to get their parents insured for a their and your happy life. Buying life insurance for your parents is not easy task. Knowing that they will die some day buying life insurance for your parents can be right depressing. If your parents still have outstanding debts, a life insurance policy will also help guarantee the estate is squared away properly at the time of their death.

Now talking of the procedure, one needs to be very careful while buying life insurance for the parents. You have to put up some “insurable interest” to the insurance company. Here is the trick simply put the insurable interest is a requirement that shows that you will suffer some sort of financial loss in the event of your parents’ death. Getting your parents insured early has two advantages:

1.)Many a times insurance companies need proof f insurable interest in order to prevent people from randomly taking out policies on people they think may not have long left to live. This means the more you are late more the chances of not getting insured increase.

2.)Another notable fact is that by getting your parents insured early also removes the doubt that you take out a policy on your parents and then killing them in order to obtain the money.

When it comes to insuring their mother or father you place yourself as the beneficiary. In the broadest sense, you can choose from whole life insurance or term life insurance. With term life insurance, your elderly parents will only be covered for a period of time. With whole life insurance, on the other hand, the coverage lasts throughout the remainder of your parents’ live.

In a great move to stream line the dominance in social media Yahoo has finally decided to open Yahoo Buzz- A Digg Like Service for all publishers. It maybe noted that earlier Yahoo Buzz was only open to 400 selected publishers for sharing their stories on Buzz Board. Another feature which makes Yahoo Buzz a big thing is that it has been interlinked with other Yahoo communities.

This means that other Yahoo services like Flickr etc could get much more importance in this process. On the other hand Yahoo guarantees millions of traffic and hits to your site story if it is good. After Google and Digg deal show down Yahoo is certainly making a huge impact by launching this service to expand its social marketing hold.

If Google buys Digg than the fight will be head on between Yahoo and Google. Till then all Publishers can enjoy Buzz Up! at Yahoo Buzz.

In a major move to streamline your businesses and stock market investments Google has come up with a new service with the name of Stock Screener for all Financial Individuals and Companies to find companies on the basis of their own criteria. This is a very good news for all those investors and Financial Planners who look to invest in the stock market.

There are more than 10 criteria on the basis of which you are allowed to make and compare your selections.

These criteria include Market cap, PE ratio, Dividend, Growth etc. to find the best possible match for your criteria.

Stock Screener

Technorati Tags: Google, Stock, Screener, companies, finance, money

Google is not going to let you down from any chance of making money. When Google floated this news of closing Refferal ads for adsense publishers from 30th August, 2008, I was expecting something new and exciting from their side. See What comes in, now Adsense for feeds and is open to all publishers from the 15th of August (Independence Day of Republic India), 2008.

Adsense for feeds is a similar move by Google to capture the whole market of Ad World. Earlier this facility was provided by Bidvertiser and now adsense has stepped in with their magical content matching ads offer feeds. Launched Yesterday only you wont find it automatically compatible with you feeds. You have to Manually Migrate your feeds to Google.

You can have look at Google article on how to combine you feeds and migrate your Google Accounts Manually.

You may also remember that adsense made Ads for Video Units Public on Aug1, 2008 for all Google Adense Publishers to Generate Revenue by showing ads on the youtube videos you display on your websit or blog. So go make good money and have a better life.

Designing is a very important forte of the presenting our work and efficient designing is a good profession too. As far as software goes Adobe Photoshop is the best for static graphics and poster designing. Macromedia Fireworks is also good but its more of a quick fix solution for web graphics or poster designing.

Yes I do recommend Fireworks for the starters to learn designing. But professionally speaking Adobe Photoshop is the best and preferred as a standard worldwide solution for the versatility Adobe’s Photoshop provides.

Coral Draw is the best software as for placards, static posters, layouts for the fact that it gives you the output directly in CMYK colour which is recoganised directly by printing machines. Now as we have discussed on the best designing tools lets discuss some free and useful multimedia tools required for designing:

1. Fonts: For fonts use 1001fonts where you can also get clip arts and good quotations required for static quotes.

2. Good Backgrounds: You can get free images from morguefile or everystockphoto or from freepixels

3. ZoomIt: A tool which can allow you to zoom a single pixel you have in your backgrounds. Once activated you can zoom into smallest of the defects in your design. Download Link: Zoom it

4. Slide Share: Just like youtube is a site for sharing videos, slideshare has a lots a of free tools for where get the feel how designers work. Plus you can tag your work and your work gets indexed on search engine. Go to Slideshare.

So all the best work hard but work smart.

If you want to make some real cash dont only depend on Google Adsense. Are you looking for blogging as a career and a job. So have a look at these networks who can make you real money and make your blogging worth it.

1. Bidvertiser : Display the BidVertiser text ads on your website or blog
You Get paid for every click
It sends payments directly to your PayPal account.

2. Adbrite : Customize ads to match your site.
You approve and reject ads for your site.
It works alongside other ad programs.

3. Oxado : A better click-through rate, and a better payout.
You get a very high revenue per click.
It easily integrates into any web site.

4. Revenu Pilot : Many Linking Options to Choose from.
You get Industry’s Largest Payouts.
It gives Fast and Timely Payouts.

5. Adtoll : Is bridge to Publishers and Advertisers.
You approve and reject ads for your site.
It sends payments directly to your PayPal account

So these ad networks are also good adsense alternatives. You can use them as main money making sources or can also serve as additional source if you get banned from adsense.

DVD Catalyst is an awesome application that can help you convert your big dvds into small and portable video with a single click of mouse. More over if you want to watch a 2 hour movie on your iPod, iPhone, PSP, Smartphone, PDA, or Zune etc. DVD Catalyst has this excellent ability to covert and compress the video to make it fit for your portable devices.

DVD Catalyst offers one-click DVD ripping and encoding. To rip the dvd launch dvd catalyst, and slide a DVD into your disc drive. After that select your portable device and click the little start green button. The program will choose the best resolution, bit rate, and other settings for you.

Though DVD Catalyst is a paid application but you ca get it free here for your portable device.

2008 freshers from Engineering colleges in Computer Science and IT discipline are seriously facing a drought of Jobs in IT sector in India. The most prominent reason cited by IT experts is the certain dip in the US Economy has a direct effect on projects of US clients that are flown for completion to India. As the subprime is breaking the back of US Economy the projects from US companies have stopped coming to India.

As a result of which most offices of USA based companies in India have dried up in terms of projects. This has apparently resulted in firing of many employees in big brand names like Sapient where the frustration of extreme shortage projects has been laid on the employees. Even many IT companies who had recruited people for 2008 freshers batch have either delayed the joining or canceled it.

Other major reason for this falling of IT projects in India is also attributed to the rising of IT development in Philippines and Vietnam. The reports say that both Philippines and Vietnamese outlets of companies are giving the same quality of ok at less cost price to the project owners as compared to India.

So India is facing a dual battle for the US subprime and its new competitors which has worsened the situation of IT jobs in India.

Advertising has reached a all new level where many advertisers are focusing on blogs, internet and websites to spread their products and services across the world. But now a days while you are reading any information internet, blogs and websites you are forced to view ads of the website sponsors (which you don’t want to).

Even the Search Engines Like Google, Yahoo, Live Search show you ads in the name of sponsored links. You think its a search result but actually its an advertisement for which the search engine gets paid once you click it. Lets look at a comprehensive solution to block ads from appearing in our web browsers.

Monetizing the website content is ok but over stuffing makes it difficult to both read and kill the readers interest. So, you as a reader may want to surf internet and read stuff, but block the ads from being displayed. Don’t Worry Just download a simple Firefox add-on that will block all ads in your browser which you ever wanted to see.

Once the ads are blocked the page will also load faster rather than sucking up unnecessary bandwidth and time of yours. Get Adsblock Plus here to have an ad free reading on internet.

Technorati Tags: articles, Adsblock Plus, firefox, webapps, internet

So Its no more a secret that you can stop ads too!

Over the years of my blogging experience I have been asked many times on how a blogger can increase his or her productivity to do Effective blogging. I hereby present this three part series that can help you increase your Productivity more than 10 times to do fast and effective blogging. We have already done Part-I and Part-II. You can read Part- I and Part- II here we go in continuation and present the final Part of How to increase your Productivity 10 times as a blogger for Effective Blogging :

11.) Focus your Niche: You must focus your energies on your strengths and write accordingly. This means that no topic is abstract unless you represent it properly. Why focusing is important because people tend to drag away from their choices after seeing some lucrativeness in other niches. Like if you are a political writer then be it, rather than dragging yourself in tech niche. Because you will lose both as the former your are leaving was your strength and later you are adopting is weak. So be focussed on your Niche which will make you effective in terms of know how of your topics.

12.) Use Wordprocessors: This technique is more like a loop hole plucking. Use of Intelligent word processor like MS Word or online Word Processors like Zoho or Windows Live Writer that would minimize your time in reviewing the grammatical mistakes you might have done in writing a blog post. The word processors also benefit you in giving good words to help you learn more words of English thereby savig your time in their usage for future posts.

13.) Use Speech to text: This is a very effective technique being used by most of the Professional bloggers round the world to reply their emails, write their posts by simply speaking it, rather than writing. There are many softwares for this purpose. But for higher efficiency I recommend, Dragon Pro which is best in this business. Though you might have to pay for purchasing Dragon Pro but it will relieve your heavy load in many online activities.

14.) Use Reverse Psychology: As I have discussed in point 11 that you should focus your energy in your strengths. But even if you are not able to do so let me tell you a good alternative. Consider yourself as a reader of your blog rather than writer. Think that what would you like to read at your blog, then you would in a better position to write. As they say:”Don’t just write a blog for the sake of writing”. This reverse Psychology is very effective in making you choosy and write quality on your blog.

15.) Being Selfish is good: People tend to over expect from blogs they write in terms of revenue Generation. This makes them very fragile by over thinking, thereby losing their own battle yard. Your effective lies in you rather than others. Also to remain focussed consider the fact that you are doing it for yourself rather than others. So being selfish to do more your side is good to you use a supposedly bad quality (selfishness) to your goodness. So only be selfish in blogging not in life

On this note I bring up the end of this 3 week long and insightful series on “How to increase your Productivity 10 times as a blogger for Effective Blogging“. I hope you loved it and I know you expect more from me. Don’t worry next week the I’m going unveil the secrets on Search Engine Optimization (SEO) to make your blogs search engine friendly. So all you efforts to fo effective blogging by the techniques in this 3 part series can be suitablly rewarded by good amount of visitors.

Technorati Tags: internet, web apps, life, productivity, lifehack, learn, blogging, problogger, problogging, blogging tips, Professional Blogging

I wolud love to hear from all of you on how you are using these techniques to the maximum usage. Also leave a comment in any difficulty you face.